Stalwart
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Working Capital

Bank-ready finance built around how lenders actually decide.

End-to-end advisory across origination, sanction, disbursal and the long quiet that follows.

Bank Finance & MSME Advisory

Average sanction time

45 days

Deal size range

₹1Cr – ₹50Cr

Documentation handled

100%

Overview

What this practice does.

We translate your business potential into bank-ready financial structure. From cash-credit and overdraft limits to long-tenure term loans, our team prepares CMA data, financial projections, and credit memoranda aligned to lender expectations.

Areas of work

What we cover.

01

Working capital limits

Cash credit, overdraft and bill discounting facilities scaled to your operating cycle.

02

Term loans

Machinery, infrastructure and capex funding with tenure aligned to project cash flows.

03

Credit appraisal support

Pre-empt lender objections with sharp CMA data and bank-ready projections.

04

Post-sanction advisory

Drawdown planning, compliance monitoring, and renewal preparation year on year.

Deliverables

What you receive.

Tangible, dated outputs you can show to a lender, a board or a regulator.

CMA data and bank format projections

Detailed project report (DPR)

Cash-flow modeled three statement financials

Lender shortlist with comparative term sheets

Sanction-to-disbursal coordination

Process

How an engagement unfolds.

STEP 01

Discovery

Understand business model, working capital cycle and capex needs.

STEP 02

Diagnostic

Review financials, banking conduct, and credit history gaps.

STEP 03

Structuring

Design facility mix, security cover and pricing benchmarks.

STEP 04

Sanction

Lender negotiation, query handling and final term sheet.

STEP 05

Ongoing

Renewal, enhancement, and conduct hygiene every quarter.

Get in touch

Bring us your hardest
finance question.

Working capital, term loans, project finance, schemes or pre-IPO. We will tell you in the first call whether we can help, and what good looks like.

+91 95415 70901